Ricki Meyer, Esq.
on
June 18, 2021

What’s the difference between SSI and SSDI?

SSI stands for Supplemental Security Income. This is money from the federal government that is available for children and adults with disabilities with low income and few resources. You must apply and qualify to receive this money. We’ll include a brief overview of SSI here.

SSI stands for Supplemental Security Income.

This is a federal government benefit that provides monthly payments to children and adults with disabilities who have low income and few resources. It’s meant to help pay for basic needs like food, clothing and shelter. You must apply and qualify to receive this money. Read more here about how to find out if you qualify and how to apply.

SSDI stands for Social Security Disability Insurance.

This is a different disability benefit that provides monthly payments, but this one is based on how much you have paid into Social Security through your past jobs. You may also get this benefit based on a parent’s work history.

Children age 17 or younger:

  • May qualify if one parent is retired, deceased, or disabled; is also collecting SSDI; and has worked and paid into the Social Security system for at least 10 years.

  • May be able to get benefits until age 18 or 19 if enrolled in school.

If you are 18 or older:

  • You may qualify for SSDI based on your own work record and how much you have paid into the system.

  • If your disability started before age 22, you may qualify under your parent’s work record and get benefits for life.

  • If you’re eligible for your own SSDI benefits, and your parent who got SSDI benefits has passed away, you may get more funding based on your parent’s work record rather than your own.

There is a lot to learn about both programs. Click the button below to get started.

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